KiwiSaver
Mēnā he mema koe nō KiwiSaver, ka tango tō kaituku mahi i tō koha i tō utu i mua i te tāke i ia rā utu. Mō 2026/27 ka taea e koe te kōwhiri i te 3.5%, 4%, 6%, 8%, 10%. I piki te reiti taunoa ki te 3.5% i te 1 o Āperira 2026, ā, ka piki ki te 4% i te 1 o Āperira 2028. Ka taea e koe te heke ki te 3% mō te 3 ki te 12 marama mā tētahi whakaitinga reiti mō te wā poto kua whakaaetia.
Me koha anō tō kaituku mahi i te 3.5% o tō utu i mua i te tāke, i te iti rawa. Ka tākehia taua koha a te kaituku mahi i mua i tōna taenga ki tō pūtea: koinei te tāke koha penihana a te kaituku mahi (ESCT), i tētahi reiti ka whakaritea e ō moni whiwhi.
| Ō moni whiwhi me ngā koha a te kaituku mahi, tērā tau | Reiti ESCT |
|---|---|
| $ 0 ki te $ 18,720 | 10.5% |
| $ 18,721 ki te $ 64,200 | 17.5% |
| $ 64,201 ki te $ 93,720 | 30% |
| $ 93,721 ki te $ 216,000 | 33% |
| Neke atu i te $ 216,000 | 39% |
Tīkarohia te Whakaaturia te utu ki te kaituku mahi i te tātaitai kia kitea ai te koha a tō kaituku mahi, te ESCT, me te utu katoa o te whakawhiwhi mahi ki a koe.
Taurewa ākonga
Mā tētahi waehere tāke matua ka mutu ki te SL, ka tango tō kaituku mahi i te 12% o ō moni whiwhi katoa ki runga ake i te paepae utu taurewa o te $ 24,128 ia tau. Ka whiwhi ia wā utu i tōna wāhanga o te paepae:
| Wā utu | Paepae ia wā utu |
|---|---|
| Ia wiki | $ 464.00 |
| Ia rua wiki | $ 928.00 |
| Ia whā wiki | $ 1,856.00 |
| Ia marama | $ 2,010.67 |
I tētahi mahi tuarua, ka tangohia te taurewa ākonga i ia tāra, nā te mea kua whakamahia kētia te paepae e tō mahi matua.
Mātāpuna: Te Tari Taake (Inland Revenue), ngā reiti tāke mō te tangata takitahi. I tirohia ngā reiti i te 10 November 2026.